Education
Find Your Way to an Affordable Future
ACCESS provides education for tenants, homeowners, and potential home buyers. Our online and in-person classes can help you to better understand what’s involved in buying or owning a home, managing your finances, and making your home energy-efficient. Additionally, our homeownership courses meet the requirements of some mortgage lenders and down payment assistance programs.
Homeownership Course
THINKING ABOUT BUYING A HOME?
If you’re thinking about buying your first home, navigating the process can feel overwhelming.
ACCESS offers comprehensive first-time homebuyer education that helps answer any questions you may have about the process. These classes are designed to walk you through the entire homebuying process so you know exactly what to expect and how to manage the costs.
Additionally, some ACCESS programs require homebuyer education to qualify.
Topics you can expect to learn about include:
- The basics of mortgage financing and qualifying for a home loan that suits your needs
- Down payment and closing cost assistance programs for first-time homebuyers
- Pre-registration is required for this class.
Classes are offered in both English and Spanish.
Cost: $75* (co-student is included in registration fee)
*This class is free for wildfire survivors. Please contact the number below for a fee waiver.
*If you are low-income, you may qualify for a fee waiver.
For more information about ACCESS homeownership education or for assistance, please contact the ACCESS Homeownership Center at (541) 774-4305.
IN-PERSON CLASS REGISTRATION:
ONLINE SELF-DIRECTED CLASS REGISTRATION:
Financial Capabilities Course
MONEY MANAGEMENT SKILLS
Are you interested in learning how to manage your money? Financial Capabilities teaches the important skills of money management to set you up for success in the future.
This class will educate and empower you with:
- Budgeting
- Credit management
- Meeting savings goals
- Emergency savings tips
- Making smart financial decisions
- All classes will be held virtually
REGISTRATION:
Cost: FREE!
For more information about financial education classes or for assistance, please contact the ACCESS Homeownership Center at (541) 774-4305.
Rent Well Tenant Education
EVERYTHING TO KNOW ABOUT RENTING
The Rent Well Tenant Education Program provides community members with all the information necessary to locate, secure, and maintain housing in today’s rental market. This class covers topics like fair housing, understanding your lease, navigating common barriers, exploring your background and credit report, and more.
This 15-hour state curriculum, presented by ACCESS, helps you build a robust rental portfolio and provides a certificate of completion, showing potential landlords that you are prepared, educated, and determined to be a successful renter. Coupled with sizeable financial protections for landlords to mitigate risks, graduates of this class make enticing candidates for tenancy.
To be eligible for certification, participants need to have an income that is at or below 60% AMI and be experiencing at least one barrier to housing. Such barriers include, but are not limited to, poor or no credit or rental history, past legal troubles, having been a ward of the state, homelessness, or housing instability. The landlord incentive portion of this certificate must be used within 18 months of graduation, but the skills and knowledge last a lifetime.
REGISTRATION:
Cost: FREE!
For more information about the Rent Well Tenant Education Program or for assistance, please contact us at (458)488-1458 or email lleprogram@accesshelps.org
ACCESS is committed to providing equal access, equal opportunity, and reasonable accommodation in all of its services, programs, activities, education, and employment for individuals with disabilities. To request disability accommodation contact the ACCESS office at (541) 779-6691. ACCESS conducts business in accordance with the Federal Fair Housing Law (The Fair Housing Amendments Act of 1988).
